Adjuster report templates, worked examples, and the reasoning behind each section.
41 templates for claims adjusters, examiners and public adjusters — each with a section-by-section guide, a free Word download, and, for the documents that need it, a complete filled-in example.
Why these are different from the templates you have already found
Most free adjuster templates are a list of headings, and the ones that are not are behind a sign-in. Headings are the easy part.
Filled-in worked examples
41 of these templates include a complete example written against a fictional loss — including the hard parts, like a status letter that has to explain a delay without conceding a position.
The whole document set
A claim is not one document. The captioned report, the scope, the coverage analysis, the reserve rationale and the correspondence all have to agree with each other — so they are all here.
The reasoning, not just the form
Every section says what it is for and how it typically goes wrong. The mistakes lists are drawn from the defects that surface when reports are reviewed later.
Start here
Captioned report
The twelve standard captions in the order examiners expect, with a complete worked example.
Most used
Claim status letter
The most-failed document in the claim file: what is still required, why the delay continues, and when a decision is expected.
Highest risk
Sworn proof of loss
The nine standard recitals, with a filled example — signed under oath, so an error is re-executed rather than edited.
Least forgiving
All templates
Adjuster report templates
7 templatesInvestigation and scope
4 templatesCoverage and position
4 templatesEstimating and reserves
4 templatesSettlement and closing
4 templatesClaim correspondence
4 templatesPublic adjuster
11 templates- Public Adjuster Contract Template & Example
- Claim Process Disclosure Template & Example (Public Adjuster)
- Letter of Representation Template & Example (Public Adjuster to Insurer)
- Public Adjuster Contract Rescission Notice Template & Example
- Itemized Statement of Recoveries & Compensation Template
- Public Adjuster Estimate Reconciliation Template & Example
- Supplemental Claim Request Template & Example
- Appraisal Demand Letter Template & Example
- Department of Insurance Complaint Template & Example
- Public Adjuster Closing Report Template & Example
- Property Claim Reconsideration Letter Template & Example
Professional Drafter
This library is published by the team building Professional Drafter — a drafting tool that turns reviewed source material into a structured report draft while the professional keeps control of every assumption and conclusion.
Every template here can be opened directly in the app.
These templates are general documentation aids, not legal advice and not coverage opinions. Claim-handling requirements vary by state and by policy wording. Worked examples describe fictional losses.